services list

Vehicle Finance Calculator

Disclaimer: This is merely a guide, programming and interpretation thereof can become faulty and PATC cc does not take any responsibility for any wrong figures.

Article Price	(Incl. VAT)
Deposit
Trade In
Loan Amount
Interest	%
Residual	%
	Value
Terms	Months
Payment Frenquency
Payment	(Incl. VAT)
Extra Payment

Deposits:
Many banks require a deposit of about 10%.

Period of Payment:
You can usually decide to pay up your car in six to sixty months. Terms of 24 to 36 months are considered to be most common.

Interest Rates:
This will depend on various factors, including the age of the car (banks usually require the car to be less than five years old), your history with the financial institution and other debts.

Business Tax Services

Income Tax Returns (South African Revenue Services).
VAT, PAYE, SDL (Skills Development Levy) and Other Tax Departments
Provisional Tax Returns
Business Plans
Accounting officers to CC's
Full Secreterial duties
Full Bookkeeping duties

Annual Financial Statements
Cash Flow Statements
Valuations
Feasibility Studies
Investment Advice
Tax Advice
Liaison with SARS

Annual Financial Statements / Accounting

The Accounting division, run by Jade Gillespie, uses up-to-date techniques to ensure complete and sensible sets of accounts.



Contact:	Jade Gillespie	Nomfundo Ngwadi
Age:	24 years	25 years
Position:	Head Of Accounting - Professional Accountant	Junior Accountant
Qualification:	Bcompt (Accounting Science) Member of SAIPA General Tax Practitioner with the SA Institute of Tax Practitioners	National Diploma Internal Auditing Trainee Accountant registered with SAIPA
Tel:	+27 31 7028112	+27 31 7028112
Fax:	+27 31 7015502	+27 31 7015502
Email	jade@patc.co.za	nmf@patc.co.za

Bookkeeping

The bookkeeping division, run by Cindy Stefano, uses active information technology to ensure completeness of work in the most appropriate time frame. Additionally, the bookkeeping division gets actively involved in the accounting preparation of the financial statements as well as offering the following services:

VAT, PAYE, SDL and UIF;
Tax Returns;
Full Secretarial and Bookkeeping services;
Liaising with all Statutory Bodies on behalf of clients;
All Tax registration requirements;
Registration of CC's;
Preparation of Financial Statements on behalf of clients



Contact:	Cindy Stefano	Mdu Kleinbooi
Age:	40 years	23 years
Position:	Head of Bookkeeping Devision	Junior Assistant
Qualifications:	N5	National Diploma: Accounting Member of SAIPA
Tel:	+27 31 7028112	+27 31 7028112
Fax:	+27 31 701 5502	+27 86 608 9371
Email	cindy@patc.co.za	mduk@patc.co.za

Our services give clients more time to focus on the running of their business while we focus on keeping their financial books and other statutory requirements up-to-date.

Taxes

The Tax division, although overlapped by all divisions, is overseen by the owner Gavin Bacon. Gavins extensive knowledge and experience in Tax calculation ensures a well rounded, full accounting service and serves our client base well.



Contact:	Gavin Bacon
Age:	40 years
Position	Owner
Qualifications:	Professional Accountant BTech (Tax) Member of SAIPA Master Tax Practitioner with the SA Institute of Tax Practitioners
Tel:	+27 31 7028112
Fax:	+27 31 7015502
Email	gavin@patc.co.za